@article{article, title  = {{The Existence and Persistence of Household Financial Hardship: A Bayesian Multivariate Dynamic Logit Framework}},

 publisher = {{Elsevier}},

 url = {{https://eprints.whiterose.ac.uk/id/eprint/82776 http://dx.doi.org/10.1016/j.jbankfin.2014.05.022 }},

 year = {{2014}},

 month = {{9}},

 author = {{Brown S and Ghosh P and Taylor KB}},

 doi = {{10.1016/j.jbankfin.2014.05.022}},

 volume = {{46}},

 journal = {{Journal of Banking and Finance}},

 pages = {{285-298}},

 note = {{Accessed on 2024/12/20}}}