TY - JOUR T1 - Adopters and nonā€adopters of internet banking: a segmentation study JO - International Journal of Bank Marketing PY - 2012/01/27 AU - Patsiotis AG AU - Hughes T AU - Webber DJ ED - DO - DOI: 10.1108/02652321211195686 PB - Emerald VL - 30 IS - 1 SP - 20 EP - 42 Y2 - 2024/12/22 ER -